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Debt consolidation is quickly growing in popularity in California, as an increasing number of Americans are realizing the potential savings a debt consolidation loan may provide. Hight interest credit card debt, and other bills, may lead to an endless cycle of debt, interest, and stress. A debt consolidation loan may lower your interest rates and per month payment, leaving you with more time and cash to work towards eliminating, permanently. So, how much may a debt consolidation loan save you?
Getting Started with Consolidation
Getting started with debt consolidation may be a little overwhelming. There are in a literal sense hundreds of lenders out there, and they are all claiming to have the best rates and terms. However, as you may in all likelihood guess, a lot of them don’t have the best of intentions. What you need to look for is a company with a proven track record for helping clients get out of debt.
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Compare Several Lenders to Find the Best Loan
With so numerous banks and lenders claiming to have the best rates and terms for their loans, it is primary that you shop around and obtain quotes from various lenders before settling on any one peculiar lender. Online quotes are commonly free, so there is in truth no reason not to compare as some lenders as you can. The more exploration you carry out, the more convinced you will be when you sign away your debts with a debt consolidation loan.
Debt Consolidation In California
Like the tentacles of an octopus, the tracks of the railroad reached out all over California, as if to comprehend everything of value in the state Based on an actual, bloody dispute amid wheat farmers and the Southern Pacific Railroad in 1880, The Octopus is a stunning novel of the waning days of the frontier West. To the tough-minded and self-reliant farmers, the monopolistic, land-grabbing railroad represented everything they despised: consolidation, organization, conformity. But Norris idealizes no one in this epic depiction of the volatile situation, for the farmers themselves ruthlessly exploited the land, and in their hunger for more prominent holdings they resorted to the same tactics employed by the railroad: subversion, coercion and straightout violence. In his introduction, Kevin Starr discusses Norris’s debt to Zola for the novel’s extraordinary sweep, scale and abundance of characters and details.
ReviewThis is a turn-of-the-century epic of California wheat farmers engaged in a struggle versus the rapacity of the Pacific and Southwestern Railroad, which will stop at not one thing to extend it is domination. The company controls the local paper, the land, the legislature and, when the farmers coordinate to protect themselves, even manages to control their representative on the state rate-fixing commission. An unremitting tale of greed and betrayal, in the first place intended as one-third of Norris’ never-completed “Epic of the Wheat” trilogy.
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Most helpful client reviews
29 of 30 persons found the following review helpful.
Wheat barons vs. railroad barons By A.J. Based on an actual incident, “The Octopus” is set in the San Joaquin Valley of central California towards the end of the 19th century — not long before it was written. It worries a dispute amid the Pacific & Southwestern Railroad (in historical reality, the Southern Pacific) which owns the land it runs through and the tenant wheat ranchers who farm it. For one thing, the ranchers would like to own the land by buying it off the railroad, but the railroad raises the price per acre to exorbitant levels in violation of a former contract; also, the ranchers are protesting the railroad’s monopolistic policy of charging high freight rates for shipping wheat, which cuts into their profits.
The characterization of the novel is rather straightforward. The “heroes” are the ranchers, which include “Governor” Magnus Derrick, an ostensibly upstanding politician; Broderson, an ineffectual old man; Osterman, a loudmouthed joker; Annixter, an irascible and obstinate misogynist; and an engineer named Dyke who starts his own hops business after being laid off by the railroad. The author himself is presumably represented by a third-party observer named Presley, a poetical who lives on the Derrick ranch and is using the scenery and the conflict as inspiration. The “villain” is, of course, the railroad, which is personified by a porcine banker named S. Behrman who acts as the railroad’s agent and mouthpiece and whose standard insensitivity and remorseless cruelty reduces him to a simplistic caricature.
The ranchers determine that the best way to keep the railroad’s freight rates underneath control is to elect their own officials to the state Railroad Commission, which would entail bribery; after all, the railroad practically owns the Commission as it is. Despite their getting the Governor’s son, Lyman Derrick, to represent them on the Commission, the ranchers’ scheme proves ineffective. The railroad at long last offers the wheat land for sale at the raised prices and sends “dummy” buyers out to dispossess the ranchers, who arm themselves to defend their homes. The result is a shockingly violent confrontation that shakes Presley’s sentiments to the core.
“The Octopus” has some elements that I found distracting, puzzling, or faulty. First, there is not just one but *two* romantic subplots: Annixter’s difficult courtship with a girl whose family works on his ranch (but at least we see how his marriage transforms his reputation in a positive manner and plausibly); and the shepherd/spiritualist Vanamee’s incomprehensible nightly summonings of the ghost of his long-lost love Angele. Some of the dialog is rendered flaccid by the use of euphemisms — it’s unbelievable that Annixter would refrain from calling Behrman anything worse than a “pip.” The unctuous tone it applies to it is oppressed-worker-vs.-corporate-monster theme is similar to the approach Steinbeck would use almost forty years later in “The Grapes of Wrath.”
Despite it is apparent flaws, however, “The Octopus” manages to be an exemplary work of American literature. The subject matter is distinctive and necessary for it is time, and the mercantile and legal distinct elements of the conflict are treated with maturity and confidence. It uses the perpetual production of wheat as a metaphor for the neverending cycle of the good of the world prevailing over the evil of men. But most importantly, it achieves the most eminent intent of a novel regarding business: It examines the integrity and resolve of men faced with financial ruin.
21 of 22 people found the following review helpful.
An epic saga with regards to the turn-of-the-century Railroad trusts. By A Definitely not for all tastes, but a strong work, with well-drawn characters and a good deal of very pretty (albeit long) prose passages. Norris has a habit of driving his point into the ground (a section near the end of the novel, which juxtaposes a mother and child starving to death on the street with a wealthy, upperclass, elitist meal comes to mind), but over all a unfathomed and powerful work. Originally intended as the firstborn part of a proposed “Trilogy of Wheat,” Norris passed from physical life near the publication of the second book (see “The Pit.”) Definitely commended for those who take delight in great American literature.
23 of 26 humans found the following review helpful.
Makes me want to learn more with regards to “Old” California By Gerry Dincher Today when we think of California we think of what else but Los Angeles and San Francisco. Many humans forget that California has a rich history based in agriculure and mining. The Octopus tells a story with regards to California’s past and the epic struggle among the Wheat farmers and the all powerful railroads. The characters are dynamic and Norris has written the story so brilliantly that you in truth feel for the characters. If you read this book you likewise must read “The Pit” likewise by Norris which tells the tale of the Chicago Commodities market and one mans overpowering desire to “corner” the wheat market.
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